Insurance & Protection
Protecting your mortgage, your income, and your family's future.
Why Protection Matters
Taking out a mortgage is a huge commitment — and protecting it should be a priority. Life is unpredictable, and the right protection ensures that you and your family are covered no matter what happens. We'll help you find the right cover to sit alongside your mortgage, giving you complete peace of mind.
Life Insurance
Life insurance ensures your loved ones are financially protected if the worst were to happen. If you have a mortgage, life cover can pay off the outstanding balance — meaning your family won't have to worry about losing their home. We'll find the right level of cover at the right price for your circumstances.
Income Protection
If you were unable to work due to illness or injury, income protection replaces a portion of your salary so you can continue to meet your financial commitments. It pays out until you're well enough to return to work, or until retirement. It's one of the most valuable forms of protection you can have.
Critical Illness Cover
Critical illness cover provides a tax-free lump sum if you're diagnosed with a specified serious illness, such as cancer, heart attack, or stroke. This money can be used however you need — to pay off your mortgage, cover medical costs, or simply give you time to recover without financial stress.
Family Income Benefit
A family income benefit (FIB) policy is a type of life insurance designed to provide regular, tax-free income payments to your family if you pass away during the policy term. Unlike a traditional life insurance policy that pays out a lump sum, a family income benefit policy ensures that your family receives a steady income, which can help cover living expenses and maintain their standard of living.
Contents Insurance
A contents insurance policy covers the cost of repairing or replacing your personal belongings if they are damaged, destroyed, or stolen. This insurance is designed to protect the items inside your home, providing financial protection against various risks so you can rest easy knowing your possessions are fully covered.
Buildings Insurance
A buildings insurance policy covers the cost of repairing or rebuilding the structure of your home if it is damaged or destroyed. This type of policy is essential for homeowners as it protects against unexpected events — such as fire, flooding, subsidence, or storm damage — that could lead to significant financial loss.
What Our Clients Say About Us
Protect What Matters Most
Speak to Bilaal about the right protection for your situation.
Important Notice
Your home may be repossessed if you do not keep up repayments on your mortgage.