Mortgage Services
Expert mortgage advice tailored to your needs, with access to over 90 UK lenders.
How does the mortgage process work?
Depending on your position and circumstances, your journey will be different, below We will explain the common positions and how best to circumnavigate these.
First-Time Buyers
Buying your first home is one of the most exciting — and daunting — decisions you'll ever make. There's a lot to think about, from understanding how much you can borrow to navigating the different mortgage types available.
At BE Mortgaged, we make it simple. We'll walk you through every step, explain everything in plain English, and search over 90 lenders to find the most suitable deals for your circumstances. Whether you need help with agreements in principle, understanding Help to Buy, or simply knowing what you can afford — we're here.
Remortgages
If your current mortgage deal is coming to an end, or you've been on your lender's standard variable rate, you could be paying more than you need to. A remortgage could save you hundreds of pounds each month.
We'll review your current deal, compare from a comprehensive range of lenders across the market, and find a mortgage that works harder for you. The process is straightforward, and we handle most of the legwork — so you don't have to.
Buy-to-Let Mortgages
Whether you're purchasing your first investment property or expanding your portfolio, buy-to-let mortgages work differently from residential ones. You'll need specialist advice to ensure you're getting the right product.
We'll guide you through the lending criteria, help you understand rental yield calculations, and find competitive rates from specialist lenders. Some buy-to-let mortgages are not regulated by the FCA.
Home Movers
Moving home can be stressful — but your mortgage doesn't have to be. Whether you're upsizing, downsizing, or relocating, we'll find the right deal so you can focus on the exciting part.
We can also help if you want to port your existing mortgage to your new property, or if you need additional borrowing to cover the difference. Whatever your situation, we'll find the best solution.
Additional Borrowing
Sometimes in life, you need or want extra funds - whether it’s to invest in a buy-to-let property or to finance a home renovation. Whatever the reason, we're here to assist.
Together, we’ll calculate how much you can borrow, what it will cost, and the most effective way to reach your desired outcome. Get in touch to learn more.
Your Journey
The simple 5-step process to securing your mortgage.
Initial Consultation
We start with a friendly, no-obligation chat to understand your financial situation, goals, and what you're looking to achieve.
Agreement in Principle
Mortgage Application
Mortgage Offer
Completion
What Our Clients Say About Us
Ready to Get Started?
Book a free, no-obligation chat with Bilaal to discuss your mortgage options.
Important Notice
Your home may be repossessed if you do not keep up repayments on your mortgage.
