The first step we recommend is getting in touch with a mortgage advisor—ideally, a broker like BE Mortgaged. We’ll assess which lenders are suitable for your situation and accurately determine how much you can borrow. By running the numbers, We can give you a clear picture of where you stand and identify if any actions are needed on your part.
Once that’s done, we’ll have a clear understanding of what's achievable, and you'll receive an AIP/DIP/MIP (Agreement in Principle, Decision in Principle, or Mortgage in Principle). This puts you in a strong position to view homes, knowing you can confidently make an offer when you find the right one, with a clear idea of what comes next.Whether you're looking to remortgage your residential property or a buy-to-let, we're here to help. Many people choose to remortgage with their current lender, but this isn’t always the best option. We’ll help you review all available options to ensure you’re making the most beneficial decision for your situation.
Clients may save by finding alternative lenders offering better deals based on their individual circumstances, or by shortening their mortgage term to become mortgage-free sooner.
You may have to pay an early repayment charge to your existing lender if you remortgage.Sometimes in life, you need or want extra funds—whether it’s to invest in a buy-to-let property or to finance a home renovation. Whatever the reason, we're here to assist. We’ll explore the possibilities based on your personal circumstances and determine the best approach to achieve your goals.
Together, we’ll calculate how much you can borrow, what it will cost, and the most effective way to reach your desired outcome. Get in touch to learn more.

Qualify Your Needs.
Establish Affordability.
Obtain you a suitable Agreement in Principle (AIP).
Does your home need selling?
Are you ready to view?
Find the right property for you.
Have you thought about conveyancing?
Get all your documents in order.
Re-visit our initial consultation to determine who is the right lender for you.
Get you accurate rates and costs for everything, ready for you to make an informed decision.
Thoroughly explore insurance options to ensure you can make an informed decision about the policies that are most suitable to protect you and your family.
Examine any existing policies you have and take them into account.
Apply for your mortgage by submitting all necessary documents to the lender to ensure a prompt decision.
Your chosen lender will value your property as per Basic, Homebuyers or a Full Structural Valuation.
Your chosen lender has offered you a mortgage offer, what's next?
Both you and the seller are legally obligated to complete the sale/purchase of the property.
You receive the keys.
All funds are sent and directed to where they need to be.
If you find yourself needing a re-mortgage or a similar service in the future, we hope you had a positive experience the first time. Rest assured, we’ll be here to assist you again.
EXCELLENT Based on 20 reviews Posted on Bradley LeightonTrustindex verifies that the original source of the review is Google. I had a great experience with Bilaal. He made the whole process feel effortless. He was very knowledgeable, explained everything clearly and was always happy to answer any questions I had. I couldn't recommend him enough and will be back in the future when I require his services again.Posted on krishna kachaTrustindex verifies that the original source of the review is Google. Bilaal was outstanding from start to finish. As buyer on my own for the first time, I had a lot of questions, and he was incredibly patient and thorough in explaining all my options. He kept me updated throughout the entire process and worked hard to get me a competitive rate. I felt confident and supported the whole time. I wouldn’t hesitate to recommend Bilaal to friends and family.Posted on Sabrina MehmoodTrustindex verifies that the original source of the review is Google. Bilaal was excellent throughout the remortgage process. He was knowledgeable, responsive, and explained everything clearly at each stage. The whole process felt smooth and stress-free thanks to his professionalism and attention to detail. Highly recommended.Posted on Kash STrustindex verifies that the original source of the review is Google. Fantastic service from start to finish. Bilaal keeps you informed throughout the process and is always available to answer any questions. Highly recommended and will continue to use his services. Many thanks!Posted on brhane KelatiTrustindex verifies that the original source of the review is Google. BE mortgage Thank for sport to me and very smuth job bilaal Thank youPosted on shivam modhwadiaTrustindex verifies that the original source of the review is Google. Excellent customer service helped me secure our house mortgage and always was fast to respond to any enquiries highly recommendPosted on Zkia SheikhTrustindex verifies that the original source of the review is Google. Absolutely amazing experience from start to finish. I couldn’t recommend any other business to have handled my mortgage process for me! Highly recommend with fast and efficient service! Great communication and looking forward to work with you again in the future very reliable and got the job done in a timely manner!Posted on Safaa AhmadTrustindex verifies that the original source of the review is Google. Bilal was our mortgage broker and he helped us so much and guided us through the process step by step. He helped with arranging our mortgage and assisting us with the legal side with the solicitors. Bilal was very kind and explained everything really well. I highly recommend this company for a good, quality process!Posted on Vishal BTrustindex verifies that the original source of the review is Google. Words truly fall short in describing how outstanding BE Mortgaged are. I had the pleasure of working with Bilaal, who was exceptional from beginning to end. We completed in just three weeks, an incredible turnaround time based on my experience! Bilaal was consistently available and supportive throughout the process. He kept me informed with daily updates, which gave me complete confidence. His friendly demeanour, deep knowledge, and unwavering commitment and even taking time to provide updates on weekends really stood out. While I’m sure there are many great brokers out there, Bilaal is truly in a league of his own. If you're looking for a broker, I highly recommend giving him a try. You won’t be disappointed. Keep up the fantastic work, Bilaal — I look forward to working with you again soon!Posted on Joe Ebot-AgborTrustindex verifies that the original source of the review is Google. Expert performance. Always seeking solutions to challenges. Very professional, knows his stuff, takes time to discuss, analyse and understand the situation. Succeeded where others failed to deliver. Extremely satisfied and will recommend Bilaal and BeMortgaged to anyone, anytime and anywhere.