The first step we recommend is getting in touch with a mortgage advisor—ideally, a broker like BE Mortgaged. We’ll assess which lenders are suitable for your situation and accurately determine how much you can borrow. By running the numbers, We can give you a clear picture of where you stand and identify if any actions are needed on your part.
Once that’s done, we’ll have a clear understanding of what's achievable, and you'll receive an AIP/DIP/MIP (Agreement in Principle, Decision in Principle, or Mortgage in Principle). This puts you in a strong position to view homes, knowing you can confidently make an offer when you find the right one, with a clear idea of what comes next.Whether you're looking to remortgage your residential property or a buy-to-let, we;re here to help. Many people choose to remortgage with their current lender, but this isn’t always the best option. We’ll help you review all available options to ensure you’re making the most beneficial decision for your situation.
In many cases, We’ve been able to save clients money by finding alternative lenders with lower interest rates, or by helping them shorten their mortgage term, bringing them closer to being mortgage-free sooner
You may have to pay an early repayment charge to your existing lender if you remortgage.Sometimes in life, you need or want extra funds—whether it’s to invest in a buy-to-let property or to finance a home renovation. Whatever the reason, we're here to assist. We’ll explore the possibilities based on your personal circumstances and determine the best approach to achieve your goals.
Together, we’ll calculate how much you can borrow, what it will cost, and the most effective way to reach your desired outcome. Get in touch to learn more.
Qualify Your Needs.
Establish Affordability.
Obtain you a suitable Agreement in Principle (AIP).
Does your home need selling?
Are you ready to view?
Find the right property for you.
Have you thought about conveyancing?
Get all your documents in order.
Re-visit our initial consultation to determine who is the right lender for you.
Get you accurate rates and costs for everything, ready for you to make an informed decision.
Thoroughly explore all available insurance options to ensure you can make an informed decision about the policies that best protect you and your family.
Examine any existing policies you have and take them into account.
Apply for your mortgage by submitting all necessary documents to the lender to ensure a prompt decision.
Your chosen lender will value this property.
Do you want a Basic, Homebuyers or a Full Structural Valuation?
Your chosen lender has offered you a mortgage offer, what's next?
Both you and the seller are legally obligated to complete the sale/purchase of the property.
You receive the keys.
All funds are sent and directed to where they need to be.
If you find yourself needing a re-mortgage or a similar service in the future, we hope you had a positive experience the first time. Rest assured, we’ll be here to assist you again.
